Terms of Service & Disclaimer

Last updated: 24 October 2026 • Governing website access and calculation use

1. Acceptance of Terms

By accessing and using https://netpayscale.uk/, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

2. Financial & Payroll Disclaimer (Notice of Independence)

NetPayScale UK is an independent computational resource created to assist NHS healthcare professionals in understanding Agenda for Change pay structures, High Cost Area Supplements, and statutory payroll deductions.

We are not affiliated with, authorized by, or an official agency of:

  • The National Health Service (NHS England, NHS Scotland, NHS Wales, or HSC Northern Ireland)
  • NHS Employers or the NHS Pay Review Body (NHSPRB)
  • HM Revenue & Customs (HMRC) or the Department of Health and Social Care (DHSC)

All outputs provided by our calculators are for illustrative and informational estimation purposes only. They do not constitute formal financial, tax, or legal advice, nor do they replace your official monthly Electronic Staff Record (ESR) payslip issued by your employing NHS Trust.

3. Mathematical Accuracy & Regulatory Grounding

We strive for rigorous accuracy. Our calculation engine incorporates:

  • The official 2026/27 Agenda for Change (+3.3%) pay scales across Bands 2 through 9.
  • High Cost Area Supplement (HCAS) boundaries under AfC Annex 9 (Inner London 20%, Outer London 15%, Fringe 5%).
  • HMRC PAYE Income Tax brackets (including Scottish Parliament devolved tax rates) and Class 1 National Insurance thresholds.
  • NHS 2015 CARE Pension tiered employee contributions (5.2% to 12.5% pre-tax deductions).
  • Section 2 Unsocial Hours uplifts for night, Saturday, Sunday, and public holiday working.

However, individual payroll situations may differ due to local Trust salary sacrifice arrangements (e.g. lease cars, cycle to work, childcare vouchers), secondary employments, emergency tax codes, or student loan thresholds. Always verify figures with your Trust's payroll department.

4. Permitted Use

You are granted permission to access and utilize the tools on NetPayScale UK for personal, non-commercial purposes, and you may share calculation outputs (such as via WhatsApp or PDF download) with colleagues or financial institutions for mortgage or tenancy verification purposes.

You agree not to scrape, automatedly harvest, reverse-engineer, or commercially resell our computational models without prior written consent.

5. Limitation of Liability

In no event shall NetPayScale UK or its operators be liable for any damages (including, without limitation, damages for loss of earnings, tax penalties, or financial planning decisions) arising out of the use or inability to use the calculations provided on this site.

6. Amendments to Terms

We reserve the right to revise these Terms of Service at any time to reflect statutory changes in NHS pay circulars or UK tax law. Continued use of the website following any changes constitutes acceptance of the new terms.

7. Contact

Questions regarding these Terms of Service can be directed to [email protected] or submitted via our Contact Page.