NHS Back Pay & 3.3% Pay Rise Calculator (2026/27)
Calculate your exact backdated NHS Agenda for Change lump-sum arrears from 1 April to your payment month—and see how much net cash actually lands in your bank account after NHS Pension, PAYE Tax, National Insurance, and Student Loan.
1. Configure Your NHS Band & Arrears Window
Models backdated Agenda for Change pay award arrears from 1 April to your payment month
From a gross back-pay lump sum of £512 (£85/mo × 6 months since 1 April).
Arrears Lump-Sum Payslip Deductions
2026/27 NHS 3.3% Pay Rise & 6-Month Back-Pay Reference Table (Bands 2–9)
Compare previous vs. new 2026/27 annual salaries, gross annual uplift, and 6-month back-pay arrears (April–September) before and after tax/pension across every NHS Band.
| NHS Band (Entry) | Pre-Uplift Gross | 2026/27 New Gross | Annual Rise (+3.3%) | 6-Mo Gross Back Pay | 6-Mo Net Back Pay Kept |
|---|---|---|---|---|---|
| Band 2 (Healthcare Assistant) | £24,465 | £25,272 | +£807/yr | £404 | £270 |
| Band 3 (Senior Healthcare Assistant) | £24,937 | £25,760 | +£823/yr | £412 | £275 |
| Band 4 (Nursing Associate) | £27,485 | £28,392 | +£907/yr | £454 | £303 |
| Band 5 (Staff Nurse (RN)) | £31,048 | £32,073 | +£1,025/yr | £513 | £335 |
| Band 6 (Junior Sister / Charge Nurse) | £38,682 | £39,959 | +£1,277/yr | £639 | £410 |
| Band 7 (Ward Manager / Sister) | £47,809 | £49,387 | +£1,578/yr | £789 | £506 |
| Band 8a (Matron) | £55,690 | £57,528 | +£1,838/yr | £919 | £474 |
| Band 8b (Senior Matron) | £64,455 | £66,582 | +£2,127/yr | £1,064 | £549 |
| Band 8c (Head of Nursing) | £76,964 | £79,504 | +£2,540/yr | £1,270 | £641 |
| Band 8d (Deputy Director of Nursing) | £91,342 | £94,356 | +£3,014/yr | £1,507 | £761 |
| Band 9 (Director of Nursing) | £109,179 | £112,782 | +£3,603/yr | £1,802 | £910 |
Complete NHS Agenda for Change Calculator Suite & Financial Toolkit
Specialist calculators for NHS back-pay arrears, band promotions, redundancy, pensions, bank shifts, maternity, sick pay, and annual leave
NHS 3.3% Pay Rise & Back-Pay Arrears Calculator
Calculate your exact backdated 2026/27 NHS Agenda for Change lump-sum arrears from 1 April after PAYE tax, National Insurance, NHS Pension, and Student Loan.
NHS Band Promotion & Spine Step Net Comparator
Compare any two NHS Bands or spine steps side-by-side—including NHS Pension tier cliffs (8.3% to 9.8%) and the net pay impact of dropping ward night shifts.
NHS Redundancy & MARS Severance Calculator
Calculate your contractual NHS Section 16 redundancy (1 month per year up to 24 years, £80k cap) or MARS payout after the £30,000 HMRC tax-free allowance.
NHS 2015 CARE Pension, AVCs & Lump Sum Calculator
NHS employees bank 1/54th of pensionable pay every year (+23.78% employer contribution) with 20% to 40% automatic PAYE tax relief and £12:£1 lump sum commutation.
NHS Bank Shifts & Overtime Net Cash Calculator
Calculate your exact marginal take-home pay per 7.5h, 11.5h, or 12h shift across Weekday, Night/Saturday (+30%/+44%), Sunday/BH (+60%/+88%), and 1.5x Overtime rates.
NHS Occupational Maternity Pay (OMP + SMP) Planner
Model your 8 weeks 100% full pay, 18 weeks 50% half pay + SMP (£187.18/wk), and compare phased monthly payslips against equalised 9 or 12 month spread pay.
NHS Sick Pay Entitlement & Half-Pay Calculator
Check your 1 to 6 months Full Pay and Half Pay + Statutory Sick Pay (£118.75/wk) entitlement by years of service, and see why half pay preserves ~65% of net income.
NHS Annual Leave & Bank Holiday Hours Converter
Convert your 27, 29, or 33 days of Agenda for Change annual leave plus 8 UK Bank Holidays into combined HealthRoster hours and 11.5-hour or 12-hour shift equivalents.
National Agenda for Change Band 2–9 Progression Hubs
Explore full experience step progression timelines, regional HCAS London Weighting comparisons, and hourly rates across all 11 Agenda for Change pay bands.
Statutory Notice: NetPayScale UK provides independent computational models synchronised with the 2026/27 NHS Terms and Conditions of Service (Agenda for Change) Handbook and HMRC PAYE regulations.