Agenda for Change 2026/27 • WTE Pro-Rata Engine • Section 13 Leave Hours

NHS Part-Time & Pro-Rata Salary Calculator 2026/27

Calculate your exact monthly net take-home pay for 15h (0.4 WTE), 18.75h (0.5 WTE), 22.5h (0.6 WTE / 3 days), and 30h (0.8 WTE / 4 days) NHS contracts across Bands 2 to 9. See how the £12,570 Personal Allowance and lower actual-earnings NHS Pension tiers boost your part-time net retention.

Direct Answer · The Part-Time Tax & Pension Retention Advantage

To calculate an NHS pro-rata salary, divide your contracted weekly hours by 37.5 and multiply by the full-time band salary: Gross = Full-Time × (Hours ÷ 37.5). However, your net take-home pay does not drop as much as your hours because you still keep the full £12,570 tax-free Personal Allowance and drop into a lower 2015 CARE Pension tier on actual pensionable earnings. For example, a starting Band 5 Nurse working 3 days/week (22.5h / 0.6 WTE) works 60% of full-time hours (£19,244 gross) but takes home £1,365/month net—retaining 66.9% of full-time net pay! At 4 days/week (30h / 0.8 WTE), they take home £1,722/month net (84.4% of full-time net pay).

Band 5 • 18.75h (0.5 WTE)£1,186/moGross: £16,037/yr
Band 5 • 22.5h (0.6 WTE)£1,365/mo66.9% of 1.0 WTE net pay
Band 5 • 30.0h (0.8 WTE)£1,722/mo84.4% of 1.0 WTE net pay
Band 5 • 37.5h (1.0 WTE)£2,040/moGross: £32,073/yr
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1. 2026/27 NHS Part-Time Net Monthly Take-Home Matrix (Bands 2 to 9 Entry Step)

Net monthly take-home pay in your bank after PAYE Income Tax, National Insurance, and actual-earnings 2015 CARE Pension deductions across standard WTE part-time contracts.

Pay BandHourly Rate15.0h (0.4 WTE)18.75h (0.5 WTE)22.5h (0.6 WTE)30.0h (0.8 WTE)37.5h (1.0 WTE Full)
Band 2£12.92/hr£799/mo£10,109/yr (5.2%)£998/mo£12,636/yr (5.2%)£1,137/mo£15,163/yr (6.5%)£1,419/mo£20,218/yr (6.5%)£1,700/mo£25,272/yr (6.5%)
Band 3£13.17/hr£814/mo£10,304/yr (5.2%)£1,015/mo£12,880/yr (5.2%)£1,154/mo£15,456/yr (6.5%)£1,440/mo£20,608/yr (6.5%)£1,727/mo£25,760/yr (6.5%)
Band 4£14.52/hr£897/mo£11,357/yr (5.2%)£1,084/mo£14,196/yr (6.5%)£1,242/mo£17,035/yr (6.5%)£1,558/mo£22,714/yr (6.5%)£1,874/mo£28,392/yr (6.5%)
Band 5£16.40/hr£1,012/mo£12,829/yr (5.2%)£1,186/mo£16,037/yr (6.5%)£1,365/mo£19,244/yr (6.5%)£1,722/mo£25,658/yr (6.5%)£2,040/mo£32,073/yr (8.3%)
Band 6£20.44/hr£1,183/mo£15,984/yr (6.5%)£1,405/mo£19,980/yr (6.5%)£1,628/mo£23,975/yr (6.5%)£2,034/mo£31,967/yr (8.3%)£2,430/mo£39,959/yr (9.8%)
Band 7£25.26/hr£1,393/mo£19,755/yr (6.5%)£1,668/mo£24,694/yr (6.5%)£1,907/mo£29,632/yr (8.3%)£2,406/mo£39,510/yr (9.8%)£2,934/mo£49,387/yr (9.8%)
Band 8a£29.42/hr£1,574/mo£23,011/yr (6.5%)£1,895/mo£28,764/yr (6.5%)£2,173/mo£34,517/yr (8.3%)£2,754/mo£46,022/yr (9.8%)£3,353/mo£57,528/yr (10.7%)
Band 8b£34.05/hr£1,776/mo£26,633/yr (6.5%)£2,107/mo£33,291/yr (8.3%)£2,429/mo£39,949/yr (9.8%)£3,124/mo£53,266/yr (10.7%)£3,742/mo£66,582/yr (10.7%)
Band 8c£40.66/hr£2,025/mo£31,802/yr (8.3%)£2,419/mo£39,752/yr (9.8%)£2,844/mo£47,702/yr (9.8%)£3,614/mo£63,603/yr (10.7%)£4,226/mo£79,504/yr (12.5%)
Band 8d£48.26/hr£2,311/mo£37,742/yr (9.8%)£2,816/mo£47,178/yr (9.8%)£3,313/mo£56,614/yr (10.7%)£4,056/mo£75,485/yr (12.5%)£4,851/mo£94,356/yr (12.5%)
Band 9£57.68/hr£2,705/mo£45,113/yr (9.8%)£3,304/mo£56,391/yr (10.7%)£3,728/mo£67,669/yr (12.5%)£4,677/mo£90,226/yr (12.5%)£5,626/mo£112,782/yr (12.5%)

2. NHS Part-Time Pro-Rata Annual Leave & Bank Holiday Hours (AfC Section 13)

Part-time NHS leave is calculated in hours (including pro-rata allowance for the 8 UK public bank holidays = 60h full-time).

Full NHS Annual Leave Calculator →
Contracted Weekly HoursWTE RatioPro-Rata Bank Holiday Hours0–5 Yrs Service (27d + 8 BH)5–10 Yrs Service (29d + 8 BH)10+ Yrs Service (33d + 8 BH)
2 Days / Week (15.0h)0.4 WTE24 hrs/yr105 hrs/yr111 hrs/yr123 hrs/yr
2.5 Days / Week (18.75h)0.5 WTE30 hrs/yr131.3 hrs/yr138.8 hrs/yr153.8 hrs/yr
3 Days / Week (22.5h)0.6 WTE36 hrs/yr157.5 hrs/yr166.5 hrs/yr184.5 hrs/yr
4 Days / Week (30.0h)0.8 WTE48 hrs/yr210 hrs/yr222 hrs/yr246 hrs/yr
Full-Time (37.5h)1.0 WTE60 hrs/yr262.5 hrs/yr277.5 hrs/yr307.5 hrs/yr

Interactive Part-Time Hours, Shift & Deduction Calculator

Pre-configured: 22.5 hrs/wk (0.6 WTE • 3 Days/Week)
Auto-configures band & standard terms
Popular:
England & Wales 2026/27 (+3.3%)
timelineExperience Progression StepAnnex 2 Incremental Pay Scale
scheduleContracted Weekly Hours

Standard NHS baseline is 37.5 hrs/wk (1.0 FTE)

22.5 hrs/wk (0.60 FTE)
location_onWork Location & London Weighting (HCAS)Section 4 AfC
nightlightUnsocial Hours & Night Shifts (Section 2)

Nights & Sats +30% | Suns & Bank Hols +60%

SECTION 2
account_balance_wallet
Net Shift Cash Yield: Real In-Pocket Value

+£265.66 / mo directly into your account after PAYE Tax, National Insurance, and 6.5% CARE Pension deductions.

tuneAdvanced Statutory Tax & Pension Configuration
expand_more
Standard £12,570 Allowance
Deducted pre-tax
Post-2012 Undergraduate
Estimated Monthly Take-Home
Pay Date: 28th
Estimated Monthly Take-Home
£1,630/ mo
Annual Net Take-Home:£19,562 / yrNet Hourly Rate:£16.68/hr
Gross Basic Salary

£23,671

Total Deductions

−£342 / mo

Proportional Distribution82.6% kept in pocket
Estimated Monthly Take-Home£1,630
NHS Pension Contribution (6.5%)−£104
PAYE Income Tax−£164
National Insurance (8%)−£74
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Statutory model synchronised with 2026/27 NHS Pension Tier Threshold updates & Autumn Statement NIC rates.

Band 5•Entry
£1,630.20/mo
Keep 83p in £1

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🌙 Section 2 Unsocial Hours & Night Shift Pay Calculator

Calculate gross enhancement vs. net cash in bank across Nights (+30%/+44%), Saturdays, and Sundays (+60%/+88%). Includes interactive rota builder.

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NHS 2015 CARE Pension, AVCs & Lump Sum Calculator

NHS employees bank 1/54th of pensionable pay every year (+23.78% employer contribution) with 20% to 40% automatic PAYE tax relief and £12:£1 lump sum commutation.

Extra Shifts • Sec 2 & 3+12.07% WTR Holiday Uplift

NHS Bank Shifts & Overtime Net Cash Calculator

Calculate your exact marginal take-home pay per 7.5h, 11.5h, or 12h shift across Weekday, Night/Saturday (+30%/+44%), Sunday/BH (+60%/+88%), and 1.5x Overtime rates.

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NHS 3.3% Pay Rise & Back-Pay Arrears Calculator

Calculate your exact backdated 2026/27 NHS Agenda for Change lump-sum arrears from 1 April after PAYE tax, National Insurance, NHS Pension, and Student Loan.

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Check your 1 to 6 months Full Pay and Half Pay + Statutory Sick Pay (£118.75/wk) entitlement by years of service, and see why half pay preserves ~65% of net income.

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Calculate your contractual NHS Section 16 redundancy (1 month per year up to 24 years, £80k cap) or MARS payout after the £30,000 HMRC tax-free allowance.

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Convert your 27, 29, or 33 days of Agenda for Change annual leave plus 8 UK Bank Holidays into combined HealthRoster hours and 11.5-hour or 12-hour shift equivalents.

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Statutory Notice: NetPayScale UK provides independent computational models synchronised with the 2026/27 NHS Terms and Conditions of Service (Agenda for Change) Handbook and HMRC PAYE regulations.

Statutory Provenance & Audit Trail

How We Calculate & Verify NHS Part-Time Pro-Rata WTE Salary & Section 13 Leave

Tax Year: 2026/27 (6 Apr 2026 – 5 Apr 2027)
Last Statutory Audit: October 2026 • Methodology →
1. Pay Spine Authority

NHS Employers 2026/27 Pay Circular

Implements the official 2026/27 Agenda for Change (+3.3%) consolidated pay spine across Bands 2 to 9 (NHS Terms & Conditions Handbook Annex 2 & Annex 3).

2. Allowances & Shifts

NHS T&C Handbook (Sec 2 & Annex 9)

Applies statutory Section 2 unsocial hours multipliers (+44%/+88% Bands 2–3; +30%/+60% Bands 4–9) and Annex 9 HCAS London Weighting caps (20% Inner, 15% Outer, 5% Fringe).

3. Tax & National Insurance

HMRC PAYE Specifications 2026/27

Computes UK PAYE Income Tax (£12,570 Personal Allowance, 20%/40%/45% bands, and £100k PA taper) plus Class 1 Employee National Insurance (8% PT–UEL, 2% above £50,270).

4. Pension & Net-Pay Relief

NHSBSA 2015 CARE Scheme Rules

Deducts 2026/27 tiered employee contributions (5.2% to 12.5%) from pensionable pay (basic + HCAS) before Income Tax under HMRC Net-Pay arrangements, with 1/54th CARE accrual.

Deterministic Calculation Formulas (Zero Rounding Drift)Standard WTE: 37.5h/wk = 1,955.36 hrs/yr • Scotland WTE: 35.0h/wk = 1,825.00 hrs/yr
1. Pensionable & Taxable BaseTaxable = Gross − ((Basic + HCAS) × Tier%)
2. Pro-Rata WTE & HCAS BoundsFTE = Hours ÷ 37.5 | HCAS = clamp(Basic×%, Min×FTE, Max×FTE)
3. Monthly Net In-BankNet/mo = (Gross − Pension − PAYE − NI − Loan) ÷ 12